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      yacht-insuranceTig
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      Spent a couple of weeks shopping for coverage for our boat before the season. Lesson one: the cheapest quote usually hides gaps in coverage. Check agreed value vs actual cash value — with ACV, depreciation cuts your claim after a total loss. If the boat is older, be ready for a request for a fresh marine survey. Most of the confusion comes from the policy wording, so a good starting point is [url=https://yacht-insurance.net]yacht insurance[/url] — it covers the main coverage options without the sales talk. Also read the navigation limits carefully: cruising outside them can get a claim denied. In hurricane country, the named storm deductible is usually a percentage of hull value, not a flat amount. Don’t skimp on liability either — wreck removal and guest injuries can cost more than the boat itself. Get at least three quotes and read the exclusions before you pay.

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